XTERRA Fitness SB120 Recumbent Bike | Perfect for Home Use

The XTERRA Fitness SB120 Recumbent Bike offers a smooth lower-body workout in a convenient step-through frame design for easy accessibility. The small footprint maximizes your use of space while providing a low-impact, heart-healthy exercise. The SB120 has a maximum user weight capacity of 250 lbs (113 kg).

You can customize your workout intensity on-demand with eight resistance levels with a simple turn of the resistance knob. So, riders of all types can get a workout matched to their fitness level and desired intensity. Also, the belt drive system with magnetic resistance allows for smooth and quiet operation.

To keep you on top of your training, the SB120 Recumbent Bike features an easy-to-read fitness monitor that displays time, speed, distance, calories, and pulse to help you stay motivated. In addition, integrated HR pulse grips on the handlebars next to the seat allow you to easily track your heart rate to ensure you get the desired results.

The XTERRA Fitness SB120 Recumbent Bike has an adjustable padded seat with a padded seatback. The seat comes with a lever-based adjustment system; however, the backrest does not adjust independently from the seat. In addition, the featured oversized adjustable foot pedals allow you to go the distance comfortably.

Learn more in my complete review below!

XTERRA SB120 Recumbent Bike
XTERRA Fitness SB120 Recumbent Bike

Product: XTERRA Fitness SB120 Recumbent Bike

Price: For a great deal on this bike, merely go here to XTERRA Fitness.com

Warranty: Frame 1 year / Parts 90 days

My rating: is 9/10

Affiliate Disclosure: As an XTERRA Fitness Affiliate Program participant, I earn commissions on purchases made through links in this post. Full disclosure

Details and Specifications

  • Assembled dimensions: 48.4L x 24.8W x 42.5H inches (123L x 63W x 108H cm)
  • Assembled weight: 53 lbs (27 kg)
  • Flywheel weight: 8.8 lbs (4 kg)
  • Weight capacity: 250 lbs (113 kg)
  • Seat: Adjustable
  • Pedals: Weighted, with straps
  • Resistance: Magnetic, eight levels
  • Fitness Monitor: Time, distance, speed, calories, pulse, goals, SCAN
  • Warranty: Frame 1 year / Parts 90 days

SB120 Frame Construction

Although it’s not a commercial-grade bike, the XTERRA Fitness SB120 does have a reasonably durable steel frame; the seat frame section supports a maximum user weight capacity of up to 250 lbs (113 kg).

XTERRA Fitness SB120 Recumbent Bike

The structure combines cylindrical and rectangular tubes in its construction for improved aesthetics. In addition, all the steel parts come coated with a light gray corrosion-resistant paint finish.

Of course, the bike also has several ABS parts. The most notable ones are the covers of the drive system. These black and blue sections match the upholstery on the seat and backrest. So, gray, black, and blue are the only color combination available for this bike.

The fully assembled bike is not extremely large. It is only 48.4″ (123 cm) long and 24.8″W (63 cm) wide. However, leaving at least two feet of clearance around it is still advisable for easy access and safe usage.

The XTERRA SB120 has a step-through frame type for ease of access. In addition, the bike’s front unit with the drive and resistance systems is a few inches from the seat section to offer easy entry and exit. Therefore, it can be quite a plus for users with disabilities or the elderly as it can help position the seat.

The bike isn’t too heavy, weighing 53 lbs (24 kg) with all the parts assembled. Thus, one person can carry and build the bike. Once completed, its relocation is made via the small wheels integrated into its front base. In addition, its rear base also features two polygonal ABS caps that can rotate, acting as levelers.

Seat and handlebars

The XTERRA Fitness SB120 features a seat designed for optimal comfort. The seat and backrest pad integrate approximately—1.5″ (4 cm) foam cushioning and have durable vinyl covers.

The seat comes equipped with a lever-based adjustment system. Therefore, you can easily adjust its position while seated; you don’t have to get up and use adjustment knobs, as is the case for some other recumbent bikes. Furthermore, the backrest is directly attached to the seat’s metallic frame via four screws, which, unfortunately, means it does not adjust independently from the seat.

XTERRA SB120 Recumbent Bike
XTERRA Fitness SB120 Recumbent Bike

The seat rail offers a reasonably long adjustment span. Thus, it accommodates users between 5’1″ and 6’2″ (155 – 188 cm). Furthermore, the seat supports users up to 250 lbs (113 kg).

The bike comes equipped with two sets of handlebars. One is attached to the seat frame, the other to the front mast of the bike. The seat handlebars have extended grips, slightly curved at the front, for improved comfort.

The distance between them is approximately 22″ (56 cm). In addition, they also integrate HR pulse sensors, and the bike’s fitness monitor can monitor your pulse.

The front handlebar is a short, slightly angled bar. They don’t have any sensors, just rubberized covers like the seat handlebars. Unfortunately, none of the handlebars are adjustable.

SB120 Drive and resistance

The XTERRA SB120 recumbent bike integrates a belt drive system. This type of drive has several advantages. For example, a belt transmission doesn’t need periodic lubrication; therefore, you don’t have to take the bike’s front apart to lube the belt. Furthermore, a belt drive delivers less vibration than a chain and promotes a tranquil pedaling motion.

Like most other recumbent bikes, the XTERRA SB120 has an internal flywheel. But since it’s a light-capacity bike, its flywheel is not too heavy, weighing 8 lbs (4.4 kg), so the first resistance level is light and great for recovery training. In addition, it is also bi-directional. Thus, you can pedal in reverse to alternate muscle focus.

The bike comes equipped with a manual magnetic resistance system. Thus, you won’t need an adapter or an external power source. In addition, since the resistance system is manual, the bike cannot automatically change the tension levels, and the fitness monitor has no workout programs.

The resistance system consists of an internal magnetic brake attached to the tension knob through a steel cable. Therefore, turning the knob clockwise, the magnetic brake moves closer to the flywheel, increasing the pedaling difficulty.

XTERRA Fitness SB120 Recumbent Bike

The bike offers eight levels of resistance. The lowest one is very light and great for rehab training. Conversely, the 8th level of resistance provides a bit of extra tension, simulating a hill climb. However, the maximum resistance isn’t extreme and may not be suitable for seasoned riders.

Finally, the bike has a durable crankset featuring steel arms and weighted pedals. In addition, each pedal has a non-slip surface and an adjustable strap.

Fitness Monitor

Since the XTERRA Fitness SB120 is a basic bike, its fitness monitor does not offer many features. Instead, it’s a simple monitor that tracks time, speed, distance, calories, and pulse. In addition, it also has an odometer function, and its LCD has significant digits but without a backlight.

The speed and distance are in Imperial units (MPH and miles); changing them to metric units is impossible. The pulse reading function also requires holding on to the integrated HR pulse sensors. Unfortunately, the monitor is incompatible with wireless HR chest straps or armband pulse transmitters.

The fitness monitor is straightforward to use. It only has one button that covers all of its functions. By pressing the button repeatedly, you can scroll through the workout metrics and select the one you want to view.

There is also a Scan Mode, which you can choose the same way; when in the Scan Mode, the fitness monitor rotates the workout metrics showing each one for a few seconds.

A reset function is also available; you can reset all the numbers on the monitor by pressing and holding the button for a few seconds.

The battery-operated fitness monitor requires two AA batteries, which come included with the bike. It starts up when you press the button or when you begin pedaling. In addition, it also automatically turns off to save battery life after a few minutes of inactivity on the bike.

XTERRA SB120 Recumbent Bike
XTERRA Fitness SB120 Recumbent Bike

The device holder is the last feature I can note regarding the fitness monitor. A small shelf is attached to its bottom for holding your tablet or phone while exercising. Unfortunately, the monitor has no ports (USB or AUX) to connect your phone or tablet.

SB120 Assembly and Maintenance

The bike’s drive and resistance unit comes pre-assembled and attached to the base frame. However, you must still assemble the seat and add the two base bars, the front mast, the handlebars, the fitness monitor, and the pedals.

Therefore, it may take up to an hour of your time. However, the task is far from complicated; the manual provides all the necessary instructions and schematics. In addition, an essential toolkit also comes with the bike.

Once assembled, you don’t have to worry too much about maintenance. The internal parts don’t need lubrication (at least not for a long time). So, all you have to do regarding care is keep the bike clean, periodically check for loose bolts, and retighten if necessary.


  • Sturdy steel frame – can support users up to 250 lbs;
  • Transport wheels on the front base;
  • Adjustable stabilizers on the rear base;
  • Step-through frame design;
  • Seat handlebars with pulse sensors;
  • Front handlebars included (some other bikes don’t have this feature);
  • Padded seat and backrest for optimal comfort;

    XTERRA SB120 Recumbent Bike
    XTERRA Fitness SB120 Recumbent Bike
  • Lever-based seat adjustment system;
  • Quiet magnetic resistance system;
  • Eight distinct tension levels;
  • Weighted pedals with adjustable straps;
  • Fitness monitor that can track time, distance, total distance, speed, calories, and pulse;
  • Tablet holder included;
  • Lightweight, easy to handle;
  • Reasonably easy to assemble;
  • Little to no maintenance is required.


  • There is no bottle holder;
  • The fitness monitor LCD doesn’t have a backlight;
  • The fitness monitor does not have goal settings functions for time, distance, and calories.

XTERRA Fitness SB120 Recumbent Bike Summary

The XTERRA Fitness SB120 is a recumbent bike made for home use, featuring a manual magnetic resistance system with eight tension levels, a comfortable seat with a lever adjustment system, and a fitness monitor that tracks time, distance, speed, calories, and pulse.

Moreover, it’s a bike for light cardio exercising, recovery training, stamina development, muscle toning, and weight loss.

I hope you found this article helpful and informative. Would you please speak up if you have anything you’d like to share on the topic or any opinions about my website? I look forward to your comments, questions, and the sharing of ideas.

Please remember to consult your physician to determine if you have any medical or physical conditions that could put your health and safety at risk or prevent you from using the equipment properly. In addition, your physician’s advice is essential if you are taking medication that affects your heart rate, blood pressure, or cholesterol level.

12 thoughts on “XTERRA Fitness SB120 Recumbent Bike | Perfect for Home Use”

  1. I love working out whatever part of my body it is, and I enjoy seeing a change. I hadn’t used an exercise bike before, although we always had one. 

    It does help a lot with the lower belly and legs. You need to get the right amount of exercise and not overdo yourself all in one go.

    I should give it a try. 

    • Hi, thanks for stopping by. I’m glad you like the bike. If you decide on getting this XTERRA bike, please come back and tell us what you think about it. 

      Kind regards, Robert

  2. I’ve been looking around at different bikes for the basement… I appreciate the thorough overview of this one. I was curious about the resistance levels; it sounds like the 8th level wouldn’t be the level of resistance I am looking for (I go for short bursts of fast/hard pedaling at times), and it, unfortunately, doesn’t have any goal-setting.

    Although this one is in a ballpark price range for me, would you have any other recommendations to provide a harder resistance max level and some goal-setting features?

    Thank you! 👍

  3. Wow! You’ve written an excellent review. I’m almost 6’3″ tall with long arms and legs. Will this recumbent bike still fit me, or should I look at a different model? Any advice would be great! It seems like a great bike if it works for me. It looks like I can adjust the seat somewhat.

    • Hi Russell, thanks for stopping by and sharing your thoughts with us. The SB120 will be small for you. However, please take a look at the JEEKEE Recumbent Bike. There is also a good sale going on right now.

      Would you please let me know if I can assist you with the JEEKEE bike or any other exercise equipment? I’m always happy to help.

      Kind regards, Robert

  4. The XTERRA SB120 is a pretty cool exercise bike. It has a pretty simple design so getting started is not that hard. Being a little over 50 lbs is not light when most of the weight is below the handlebars. With no wheels, you would be dragging this machine to a new location for storage if you do not keep it set up. By not having programmable goal settings, you would either ride till you get bored or fall out or set a timer on your phone. Anything over 30 minutes completes the goal of being active for the day. But if you are weight training, bodybuilding, or on a strict personal weight loss plan, this machine will not store all the data. I think it is neat for a cardio workout.

    • Hi Alex, thanks for stopping by and sharing your thoughts with us. The XTERRA SB120 does come equipped with transport wheels, so its relocation is not a problem. Also, the included fitness monitor is a simple unit. However, it’s one reason that helps XTERRA keep the price low, currently at $149.99.

      Would you please let me know if I can further assist you with the XTERRA SB120 or any other exercise equipment? I’m always happy to help.

      Kind regards, Robert

  5. The Xterra SB120 recumbent bike looks like an excellent addition to a home gym. The front handlebars included offering more versatility in your workouts. The magnetic resistance system is quiet, and with the built-in wheels at the front, it is easy to move the bike when it is not in use. 

    Although the fitness monitor doesn’t have any preset workout programs or connect with any fitness apps, it tracks the essential metrics to keep you informed of your progress. 

    Lots of pros make this recumbent bike a perfect option for home workouts.

    • Hi there, thanks for stopping by and sharing your thoughts with us. Would you please let me know if I can further assist you with exercise equipment? I’m always happy to help.

      Kind regards, Robert

  6. Hi, having used a mountain bike for years, I now miss this enormously. Unfortunately, I no longer have the time as I bought a French bulldog that takes up much of my time. So may I thank you for the information here, as I’m sure it’s going to be helpful to me in choosing an exercise bike for home use. If I’m honest, I wasn’t aware they came with differing sets of handlebars, for one thing. Anyhow, time to make a choice.

    Best wishes


    • Hi Alan, thanks for stopping by and sharing your thoughts with us. Would you please let me know if I may further assist you with the XTERRA SB120 bike or other exercise equipment? I’m always happy to help.

      Kind regards, Robert


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